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When you choose Pay later or Pay in 3 Instalments Klarna will perform a soft search with a credit reference agency to check your eligibility. Please continue to pay as you have before to avoid potential consequences of non-payment. Klarna would have performed a full credit check when you chose this payment method, this will be visible on your credit file. If you have shopped using this payment method when it was available, you’ll continue to receive statements from Klarna.

SLICE IT - This payment option is no longer available.

The two remaining equal payments will also be taken from your card 30 and 60 days after the first payment is taken. The first payment is taken from your card at the time parcel has been shipped. Shop now and spread the cost into 3 equal, interest-free, payments. You have up to 30 days to pay for your purchase.Īs soon as your order has been dispatched, you'll receive an email from Klarna detailing how and where to make your payment. Try first and pay only for the items you keep.

If you have chosen to Pay in 3 Instalments, it’s important you ensure enough funds are available to complete your payment on the due date. You can easily settle your Pay later invoice by going to 'Purchases with H&M x Klarna' on your member account page, select the purchase you would like to pay for and choose a payment option. T&Cs apply see /uk/terms-and-conditions.įor debt and money advice please reach out to. Please spend responsibly. Borrowing beyond your means could seriously affect your financial status. Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. For in store purchases, members must have the H&M App. H&M Hennes & Mauritz UK Ltd is not a lender and acts only as an introducer. Klarna is available to H&M members online and in store. Sustainability Toggle submenu for the Sustainability deparment.

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